I recently chatted with a top-class searcher who was under LOI and contemplating conventional lenders vs. SBA loans.
As I always do, I encouraged her to explore paths which don’t require a PG.
“Thank you so much for saying that. Everyone else says I should just do the SBA route, but I have been uneasy about it for weeks, even struggling to sleep. I have two young kids. It’s really validating to hear your perspective.”